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Term Insurance is a pure protection insurance that offers financial protection to your family. It do not have any maturity benefits. It is same as car insurance and bike insurance. It would be beneficial only if case of accident or uncertainties of life. The coverage amount or the sum assured is paid to the nominee in case of death of ...

PAN is a very important document for them to carry out their financial transactions. Applying PAN card has been simple with Aadhaar card. Mutual funds investment requires PAN card, Bank account details and cheque book to start. These all takes 3 min to apply for PAN card and start your mutual funds investment. PAN card charges for Indian citizen is ...

Most of the Indian’s mindset is insurance as investment instrument. Insurance is risk management tool and not an investment tool. In long term, insurance may give 2% – 3% effective returns to your money. You can never become rich by 2% – 3% returns from your money. Insurance and fixed deposits never make you rich. So come out of insurance ...

Stock market is down and it is fluctuating. Many investors have questions on their mind is that “is it right time to invest in mutual funds”,  “is it right time to invest in mutual funds now”, “is it right time to invest lump sum in mutual funds”,  “should I invest in mutual funds when market is down” and “is it ...