mutual funds


At age of 27, why fear to manage 7 mutual funds? It is easy…!!!


Mutual funds are best investment in india.  It is easy to start mutual funds investment.  Analyse the mutual funds are easy with the help of source from the internet and attributes of mutual funds. Let us see why mutual funds considered best investment, Experience of fund manager and Diversification of investment.: Each mutual fund is managed by experienced fund manager.   Fund manager selects...

Do you know Fixed Deposit is not only option, Try Debt Mutual funds


To make investment and fund objective simpler, SEBI has defined criteria for each fund and group the funds based on the strategy and investment duration.  Previous post, we discussed about equity mutual funds.  In this post, we would discuss newly updated debt and hybrid mutual funds categories and it objectives. Debt Mutual funds : SEBI has classified debt funds based on strategy and time...

Do not celebrate your 5% SALARY hike. It is not a hike,it is loss.


What is inflation to us and how it impacts your salary hike.  Let us take an simple milk price example. In 2009, you kept 20 rupees in the small pouch of your shopping bag to buy one liter milk. You did not buy a milk and forgot to take out the 20 rupees in that small pouch. In 2019, you see that shopping bag accidently and see that 20 rupees kept in the small pouch. Now go to market and ask 1...

Do you know? India’s Financial literacy rate is just 24%


India has 17.5% of the world’s population but nearly 76% of its adult population does not understand even the basic financial concepts.  Why financial concepts are important to know?  Understanding financial concepts is important in building wealth and manage the money.  Financial literacy and financial stability are two key aspects of an efficient economy. Financial literacy enhances...

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