Traditional life insurance(LIC) is a Risk Cover, Not an investment.


We could see many Indians take life insurance(LIC) and decides that it is an investment. Investment means money grows by investing.  In LIC, money  is growing 4-5% annualized interest. It is less that fixed deposit. We agree that life insurance provides risk cover for the loved one or protection plan for family. But do not ever consider that as investment and do not pay huge monthly premium on...

Term Insurance : Ensure Financial Security for your family by 1000 Rupees/Month.


Term insurance are typically lowest premium insurance plans that provide full protection and financial stability to your family in case of any unforeseen events.   A term insurance plan is the simplest form of financial protection that can help your family meet its financial needs in your absence.   In case of death of the insured individual during the policy term, insured amount would be given...

Investment in India – Investing Money


“You should never be satisfied with a little if you are capable of using and enjoying more.” Investment is allow money to grow. In simple term, keep money to work for you. Now we are earning money and always think about make money. But earning an income only by getting job and work. It is limited and we can’t work beyond some point. But there are ways to earn money, that is...

What is Personal Finance?


The world of personal finance is simple, but it looks complicated. Every person is doing personal finance unknowingly. The proper way of planning and organization the personal finance would help to save and grow the money. In this section, we are going to discuss on investment in personal finance. The longer I go on, the more I am aware of the power of finance – Justin Welby Initially we...

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