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Mutual funds has 2 option to invest, lump sum and SIP mode. SIP mode offers you to invest monthly fixed amount in your selected mutual funds.  SIPs are a psychological tool of discipline.  By nature, investors are tempted to invest more when the market is racing and stop investing altogether when it is falling.  SIPs automate the entire investment process ...

Before offer you loan or credit card, Bank should know about your financial history and credit worthiness. CIBIL helps banks to measure the individual’s capability and probability of repaying the loan. CIBIL (Credit Information Bureau (India) Limited) is Credit Information Company (CIC) that provides credit related services to its members nationwide. CIBIL has been collecting and maintaining credit information of ...

Most people thinks gold as best investment in India. They buy and save gold as investment. It is fit for investor, who can invest at least 30,000 rupees at one shot to buy gold. who is not averse on return. it is not fit for investor who wants to invest 500 rupees monthly. it is accessible to all and it ...

In India, we can avail loan from financial institution to buy car, home.  Loan are classified as two categories. Secure loan and unsecured loan. Secure loan are loan against  property and interest in less compare to unsecure loan.  This post we would discuss on different loan types and interest rates. HOME LOAN: If you are looking money to buy a ...