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Buying home is a dream for Indians. Owning a house considered as a social status or as investment in India. But buying home without considering important factors would impact your financial position and personal finance heavily. Recent times bank gives maximum 85% to 90% of home property value as loan. In this post, we will discuss other extra cost to ...

India has 17.5% of the world’s population but nearly 76% of its adult population does not understand even the basic financial concepts.  Why financial concepts are important to know?  Understanding financial concepts is important in building wealth and manage the money.  Financial literacy and financial stability are two key aspects of an efficient economy. Financial literacy enhances individuals’ ability to ...

Not only our family, even government wants money to satisfy the citizen’s basic needs such as infrastructure, roads, salary to people representatives. Governments gets money from common man as “Tax”. In this, Income tax is money paid by citizens who get income from salary, income from house property, income from business, income from capital gain, income from other sources. If ...