debt mutual fund


You can invest money for even 1 day in mutual funds


Indian people are not aware of investment instrument available in India. Most of the people assumes investment can be made for long term. But that is far from truth. We can invest money for even one day in mutual funds. Money would be invested in fixed deposit and bonds by debt mutual funds. Investment can be made for even 1 day in mutual funds. Investment can be made for even one day in mutual...

Saving money for school fees or mobile phone? It is short term investments.


Most of the time, indian people are not clear on proper investment tool for financial goals. They select wrong investment option such as Investing in stock or equity mutual fund for short term investments (or) FD for 10 years.  Fixed deposit is not an investment tool for 10 years investment.  Money would grow slowly in fixed deposit against inflation.  So deciding better investment tool is more...

Investment vs Fixed Deposit. Please don’t follow your grandfather’s investment strategy.


Earlier days, People would keep money in saving account.  If they have  lumpsum and want returns from that lumpsum, they would deposit then money in fixed deposit. Fixed deposit returns are 5.50 to 7.00% (annually) vary based on bank.  It is all fine for 1980.  1980, people want to keep the money in safest deposit and financial knowledge is not like today. But in 21 century, India developed in...

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