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Questions to ask before applying for personal loan

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Personal loan is unsecured loan from bank and financial institution. Personal loan can be availed by submitting the document for KYC and monthly income statement.  Personal loan is popular loan in india.  Because it is easy to get with minimal documentation.  Loan tenure from 12 to 60 months with interest of 11% to 24% interest per annum.  SBI, HDFC, Citi bank, Axis bank, Kotak bank, Yes bank...

Do you know Fixed Deposit is not only option, Try Debt Mutual funds

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To make investment and fund objective simpler, SEBI has defined criteria for each fund and group the funds based on the strategy and investment duration.  Previous post, we discussed about equity mutual funds.  In this post, we would discuss newly updated debt and hybrid mutual funds categories and it objectives. Debt Mutual funds : SEBI has classified debt funds based on strategy and time...

First step to start your mutual fund investment. KYC

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know-your-client (KYC) norms have been made mandatory for everyone who wishes to invest in mutual fund.   Investors need to submit their KYC acknowledgement along with investment form.   Know your client (KYC) verification is a mandatory requirement for mutual fund investments in India.  KYC essentially is a record of the investor’s identity and address.  If you are new to mutual funds, you must...

Why gold is good investment in india. Buy Gold.

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Gold is a precious high-value metal that is liquid in nature. Buying gold is good investment in india.  Every year, Gold consumption increases in india.  Gold price increases day-by-day in india.  Gold is investment and usable property.  Like buying a home, it is dual purpose of investments and utilization. Gold investment can be start with minimum 20,000 rupees.  Gold investment can help in case...

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