Have a list of new year resolution to achieve in 2019. Resolution should be short and realistic. All the new year resolution should be SMART. The acronym SMART has several slightly different variations, which can be used to provide a more comprehensive definition of resolution: S – specific, significant, stretching M – measurable, meaningful, motivational A – agreed upon, attainable, ...

In India, middle class people and working professional thinks that PPF and fixed deposit is best and risk free investment.  These highly recommended investments return 9% per annum.  But the worst part of this story is the same category of people use credit card which is 30 – 45% interest per annum or personal loan which is 12- 24 % ...

Inflation is the increase in the prices of goods and services over time. It’s an economics term that means you have to spend more to fill your gas tank, buy a gallon of milk, or get a haircut. Inflation increases your cost of living.  The inflation of india between 5% – 7% per annum.  So select the saving plan to ...

Mutual funds investment can be started in two ways for same fund,  Regular and Direct mutual funds .   Regular and Direct plans are just the two options of the same mutual fund scheme, run by the same fund managers who invest in the same stocks and bonds.  The only difference between the two is that in case of a regular ...