Buying home is a dream for Indians. Owning a house considered as a social status or as investment in India. But buying home without considering important factors would impact your financial position and personal finance heavily. Recent times bank gives maximum 85% to 90% of home property value as loan. In this post, we will discuss other extra cost to ...

Great Bernard Shaw said ” Fools Build Houses and the Wise Men Live in them!”.  Recently many financial advisers advise on buying home property.   Considering buying home by home loan and return on that investment, it is not considered best in India.  Real emotional pressure start after buying overpriced “dream house” and no fun living EMI to EMI. An investment ...

For retired person or people with lump sum who are looking for fixed monthly income from their lump sum, there is good option in mutual funds. It is called Systematic Withdrawal Plan(SWP).  SWP is a smart way to plan for your future needs by withdrawing fixed amount systematically from your existing portfolio. It gives monthly fixed income with investment option. ...

Mutual funds is an better alternative for fixed deposit in longer term. Here we have another benefit from mutual funds for better returns, Mutual funds with debit cards. It provides two advantages one is short term investment which would give better return than saving account. The next is ATM cum Debit card to withdraw invested money for spending. Liquid mutual ...