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In India, section 80C allows 1.5 lakhs from gross total income for investments, insurance and specified expenses.  This 1.5 Lakhs is non taxable to encourage saving and investment among Indian citizens.  The eligible investments include life insurance, Equity Linked Savings Schemes (ELSS) mutual funds, Public Provident Fund (PPF), National Savings Certificate (NSC), etc., while expenses and outflows can include tuition ...

Before offer you loan or credit card, Bank should know about your financial history and credit worthiness. CIBIL helps banks to measure the individual’s capability and probability of repaying the loan. CIBIL (Credit Information Bureau (India) Limited) is Credit Information Company (CIC) that provides credit related services to its members nationwide. CIBIL scores are very important when it comes to ...

Investment for retirement expenses, daughter’s marriage, kids higher education or planning home for post-retirement life? All the investment goals are long term investments. Investment planned for more than 5 years are long term investment. Long term investment should give high returns. Long term investment should be planned to give returns greater than the rate of inflation. Long term Financial investment ...

Indian people are not aware of investment instrument available in India. Most of the people assumes investment can be made for long term. But that is far from truth. We can invest money for even one day in mutual funds. Money would be invested in fixed deposit and bonds by debt mutual funds. Investment can be made for even 1 ...