February 2018


Do not be stupid. 21 Lakhs and 1.35 Crores are not equal


Indian investors gives more preference to LIC or ULIP insurance plans. They think it is safe and government handles their money. But it is not efficient way of securing your family expenses and risk cover. There is better alternative to LIC insurance plan or ULIP linked insurance plans. Smart alternative is Term insurance and Mutual funds. Plan your risk cover and long term investment with mutual...

Traditional life insurance(LIC) is a Risk Cover, Not an investment.


We could see many Indians take life insurance(LIC) and decides that it is an investment. Investment means money grows by investing.  In LIC, money  is growing 4-5% annualized interest. It is less that fixed deposit. We agree that life insurance provides risk cover for the loved one or protection plan for family. But do not ever consider that as investment and do not pay huge monthly premium on...

Term Insurance : Ensure Financial Security for your family by 1000 Rupees/Month.


Term insurance are typically lowest premium insurance plans that provide full protection and financial stability to your family in case of any unforeseen events.   A term insurance plan is the simplest form of financial protection that can help your family meet its financial needs in your absence.   In case of death of the insured individual during the policy term, insured amount would be given...

Become Crorepati in 10 Years : Mutual Funds


Everyone wants to become rich and enjoy financial independence . But we are not clear about the way to reach the crorepati club. Monthly investment of 30,000 rupees for 10 years in mutual fund SIP would place you in crorepati club. Let us discuss how to invest the 30,000 rupees in SIP investment. Diversify the investment by investing in multi-cap, mid-cap, small-cap and large-cap mutual funds. 1)...

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